Personal Deposit Accounts
Personal Banking
With a variety of deposit accounts to choose from, we offer many services and features to help you manage your money.
Personal Investing
With an eye on financial growth, we have a variety of personal investment accounts available to help you grow your future.
RG BANK offers fewer accounts, to make choosing a deposit account easier, but we have plenty of accounts, services and features to meet your needs in managing your money.
Your Future Begins Today!
Checking Accounts
Personal Checking Accounts
RG BANK has two personal checking accounts. You choose the one that fits your needs. You can access and manage each account at the RG BANK eBranch (online banking & the RG BANK mobile app).
RG Basic Checking:
- First debit card is offered at no charge with every account
- No monthly minimum balance required
- No monthly service charges
- Unlimited check writing / no per check charge
- eStatements Available
$27 charged if account is closed within 90 days. Other fees may apply.
RG Interest Checking:
- First debit card is offered at no charge with every account
- Earn interest on your balance
- Unlimited check writing / no per check charge
- eStatements Available
$27 charged if account is closed within 90 days. $8 monthly service charge applies if the daily balance falls below $200. The monthly service charge may be waived for account holders 60 years old and older and those younger than 18 years old. Minimum daily balance to earn interest is $25.
Watch Your Money Grow
Savings Accounts
The RG Savings is perfect to save for the financial “rainy day”, to save for your next vacation, to save for you kids or grandkids graduation and more. You can access and manage your account at the RG BANK eBranch (online banking & the RG BANK mobile app).
RG Savings:
- Customers will generally see a better rate of return on their RG Savings versus a checking account.
- eStatements Available
$3 monthly service charge applies if the daily balance falls below $200. The monthly service charge may be waived for account holders 60 years old and older and those younger than 18 years old. Minimum daily balance to earn interest is $25. $1 per withdrawal / debit over 6 per month.
CD’s
RG Certificates of Deposit
Earn a higher rate of return than most other types of accounts. Earn a higher interest rate for a longer term and higher balances. You can access and view your account balance at the RG BANK eBranch (online banking & the RG BANK mobile app). Scroll down to learn more.
RG Certificates of Deposit:
- Also available for Individual Retirement Accounts (IRA)
- eStatements Available
A minimum of $1,000 is required to open this account. A penalty will be imposed for early withdrawal.
Safe Financial Growth
RG Money Market Account
Get a rate of return that is generally higher than on a checking account – plus more as you maintain higher balances. You can access and manage your account at the RG BANK eBranch (online banking & the RG BANK mobile app). Scroll down to learn more.
RG Money Market:
- Earn a higher rate of return when you maintain a higher balance
- eStatements Available
A minimum of $2,500 is required to open this account. Minimum daily balance to earn interest is $2,500. No more than 6 withdrawals/debits per month are allowed on a Money Market Account. $10 per withdrawal / debit over 6. $8 per month service charge if the balance drops below $2,500. $27 will be charged if the account is closed within 90 days.
IRA’s
RG Individual Retirement Accounts (IRA)
Earn a higher rate of return than most other types of accounts. Earn a higher interest rate for a longer term and higher balances. You can access and view your account balance at the RG BANK eBranch (online banking & the RG BANK mobile app). Scroll down to learn more.
RG IRAs:
- Unlike some other retirement accounts, RG IRAs will not decrease in value
- eStatements Available
A minimum of $1,000 is required to open this account. A penalty will be imposed for early withdrawal.
Easy & Safe Spending
The RG BANK Mastercard Debit
The RG BANK Mastercard Debit lets you purchase at the register or online. It’s quick and easy and helps you keep up with your busy lifestyle.
RG BANK Mastercard Debit
- Helps you avoid overspending, as you can only use funds available. A credit card allows you to spend the money, but now you are in debt and must repay the money.
- Get your first debit card for free with a RG BANK checking account
- Reduce the number of checks you write and number of checks you have to buy
- Reduce the need for cash. Just use your debit card for all purchases. If you do need cash, get it for free at any RG BANK ATM or get cash back at many stores when making a purchase.
- Control your ATM limits and turn your card on and off at the RG BANK eBranch (online banking & the RG BANK mobile app).
- Track your purchases easily at the RG BANK eBranch (online banking & the RG BANK mobile app).
Your Future Begins Today!
Click the link and fill out the consumer account application. You can complete it on your computer, print it out and then bring it into the bank.
Remember, we are here to help. If you have any questions, please call us. You can find a phone number for each location under the Contact Us menu.
Member FDIC – NMLS #421822
