Commercial and Business Lending
Business Lending
Your businesses' financial needs and goals are unique to you and your business. Our business lenders will work with you to find loan products and loan structure to help you achieve your goals.
Business Lines of Credit
Whether your business needs a new line of credit for operating, or you need a letter of credit to validate your purchasing power, we are here to help.
Your businesses’ financial needs and goals are unique to you and your business.
Your Future Begins Today!
Meet the Business Lending Team
RG BANK’s business lenders will meet with you to learn about your financial needs and your goals.
Our lenders can then work with you to find loan products and loan structure to help you meet your needs and achieve your goals.
Scott Campbell
Chief Lending Officer
Email or call Scott today.
Ramona Medina-Palmgren
Loan Officer – Commercial and Agriculture Lending
Email or call Ramona today.
Real Estate Loans
RG BANK Commercial Real Estate Loans
Exploring real estate for your business? RG BANK provides competitive rates for owner-occupied or properties you want to lease. We like to present you options for your financing so you can choose the fit for your business’s needs. We can work with you on a purchase or a refinance.
RG BANK Commercial Real Estate Loans
- Competitive rate
- For owner-occupied or leased properties
- Customized to your business’ needs
- Wide range of financing options
- Local decision-making
- Personal service from experienced lenders
Lines of Credit
Operating Lines of Credit
RG BANK understands that sometimes the timing of the cash flowing coming in does not meet the timing of cash flow going out.
Let’s visit about an Operating Line of Credit to help your business. These loans can be used to help cover a short-term cash flow crunch or they can be an ongoing loan to help you through your cash flow cycles.
- Competitive rate
- Local decision-making
- Personal service from experienced lenders
The Tools To Grow
Equipment Loans
Whether you are starting a business or growing your business, dependable equipment can be essential for your operation.
RG BANK finances equipment and we can help you with a purchase or a refinance.
- Competitive rate
- Customized to your business’ needs
- Wide range of financing options
- Local decision-making
- Personal service from experienced lenders
Credit Guarantee
Letters of Credit
RG BANK can provide letters of credit to provide guarantees on payments of large purchases to third parties.
RG BANK can provide letters of credit to provide guarantees on payments of large purchases to third parties.
Letters of Credit can replace the need for costly performance bonds and can also be used to guarantee a service.
- Local decision-making
- Personal service from experienced lenders
Get Started Today
Apply for a Business Loan
An application must be completed as part of every loan package. The application lists the information you need to gather and submit to make your application complete.
You can complete the application on your computer by clicking here:
Business Loan Application
As part of your application package, you will need to submit a business balance sheet and a personal balance sheet. These forms are provided for your convenience, but you can use your own forms for the application.
Balance Sheet – Business
Personal Balance Sheet – Personal
Your specific loan request may require additional information.
NMLS #421822