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RG Bank

Personal Deposit Accounts

  • October 13, 2020
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RG BANK offers fewer accounts, to make choosing a deposit account easier, but we have plenty of accounts, services and features to meet your needs in managing your money.

Personal Checking

Logistic Company

Categories:

Digital Marketing

Location:

New York, USA

Completed:

4 February 2020

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Basic Checking

RG Basic Checking:

  • First debit card is offered at no charge with every account
  • No monthly minimum balance required
  • No monthly service charges
    • Unlimited check writing / no per check charge
    • eStatements Available

$27 charged if account is closed within 90 days. Other fees may apply.

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Questions? Contact Us
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Your Future Begins Today with RG BANK!

 


 

Personal Checking Accounts

RG BANK has two personal checking accounts. You choose the one that fits your needs. You can access and manage each account at the RG BANK eBranch (online banking & the RG BANK mobile app).

RG Basic Checking:

  • First debit card is offered at no charge with every account
  • No monthly minimum balance required
  • No monthly service charges
    • Unlimited check writing / no per check charge
    • eStatements Available

$27 charged if account is closed within 90 days. Other fees may apply.

RG Interest Checking:

  • First debit card is offered at no charge with every account
  • Earn interest on your balance
    • Unlimited check writing / no per check charge
    • eStatements Available

$27 charged if account is closed within 90 days. $8 monthly service fee applies if the daily balance falls below $200. The monthly service fee may be waived for account holders 60 years old and older and those younger than 18 years old. Minimum daily balance to earn interest is $25.

Click here: Consumer / Personal Deposit Application

 


 

Personal Savings Account

The RG Savings is perfect to save for the financial “rainy day”, to save for your next vacation, to save for you kids or grandkids graduation and more. You can access and manage your account at the RG BANK eBranch (online banking & the RG BANK mobile app).

RG Savings:

  • Customers will generally see a better rate of return on their RG Savings versus a checking account.
  • eStatements Available

$3 monthly service fee applies if the daily balance falls below $200. The monthly service fee may be waived for account holders 60 years old and older and those younger than 18 years old. Minimum daily balance to earn interest is $25. $1 per withdrawal / debit over 6 per month.

Click here: Consumer / Personal Deposit Application

 


 

RG Certificates of Deposit

Earn a higher rate of return than most other types of accounts. Earn a higher interest rate for a longer term and higher balances. You can access and view your account balance at the RG BANK eBranch (online banking & the RG BANK mobile app). Scroll down to learn more.

RG Certificates of Deposit:

  • Earn a higher rate of return on higher balances
  • Earn a higher rate of return for a longer term
  • Also available for Individual Retirement Accounts (IRA)
  • eStatements Available

A minimum of $1,000 is required to open this account. A penalty will be imposed for early withdrawal.

Click here: Consumer / Personal Deposit Application

 


 

RG Money Market Account

Get a rate of return that is generally higher than on a checking account – plus more as you maintain higher balances. You can access and manage your account at the RG BANK eBranch (online banking & the RG BANK mobile app). Scroll down to learn more.

RG Money Market:

  • Earn a higher rate of return when you maintain a higher balance
  • eStatements Available

A minimum of $1,000 is required to open this account. Minimum daily balance to earn interest is $1,000. No more than 6 withdrawals/debits a month are allowed on a Money Market Account. $10 per withdraw / debit over 6. $8 per month service fee if the balance drops below $1,000. $27 will be charged if the account is closed within 90 days.

Click here: Consumer / Personal Deposit Application

 


 

RG Individual Retirement Accounts (IRA)

Earn a higher rate of return than most other types of accounts. Earn a higher interest rate for a longer term and higher balances. You can access and view your account balance at the RG BANK eBranch (online banking & the RG BANK mobile app). Scroll down to learn more.

RG IRAs:

  • Earn a higher rate of return on higher balances
  • Earn a higher rate of return for a longer term
  • Unlike some other retirement accounts, RG IRAs will not decrease in value
  • eStatements Available

A minimum of $1,000 is required to open this account. A penalty will be imposed for early withdrawal.

Click here: Consumer / Personal Deposit Application

 


 

RG Bank Mastercard Debit

The RG BANK Mastercard Debit lets you purchase at the register or online. It’s quick and easy and helps you keep up with your busy lifestyle.

RG BANK Mastercard Debit

  • Helps you avoid overspending, as you can only use funds available. A credit card allows you to spend the money, but now you are in debt and must repay the money.
  • Get your first debit card for free with a RG Bank checking account
  • Reduce the number of checks you write and number of checks you have to buy
  • Reduce the need for cash. Just use your debit card for all purchases. If you do need cash, get it for free at any RG BANK ATM or get cash back at many stores when making a purchase.
  • Control your ATM limits and turn your card on and off at the RG BANK eBranch (online banking & the RG Bank mobile app).
  • Track your purchases easily at the RG BANK eBranch (online banking & the RG BANK mobile app).

Click here: Consumer / Personal Deposit Application

 


 

Consumer / Personal Deposit Application

Want to get a jump on the new account process? Click the link and fill out the consumer account application. You can complete it on your computer, print it out and then bring it into the bank.

Remember, we are here to help. If you have any questions, please call us. You can find a phone number for each location under the Contact Us menu.

 

Click here: Consumer / Personal Deposit Application

 

 

Business Deposit Accounts

 

RG BANK business accounts give you free access to online banking and RG BANK mobile banking to help you manage your business finances 24/7. RG BANK account offerings are simple and straight forward, so you can choose the account and services that are right for your business and then get back to business.

 

Your Future Begins Today with RG BANK!

 


 

RG BANK has two personal checking accounts. You choose the one that fits your needs. You can access and manage each account at the RG BANK eBranch (online banking & the RG BANK mobile app).

 

Business Checking Accounts

Whether you are unincorporated and a sole proprietor or if you are an LLC, a partnership or a corporation, the RG BANK Business Checking account and the RG BANK eBranch (online banking and the RG BANK mobile app) are there to help you manage your businesses finances 24/7.

RG Bank Business Checking:

  • This account is for the business that is a LLC, a partnership or incorporated
  • $200 minimum opening deposit
  • No charge for cash or coin purchased
  • First RG Bank MasterCard Debit Card provided at no charge
  • Manage your business account with online and mobile banking

$27 charged if account is closed within 90 days. $8 monthly service fee applies if the daily balance falls below $200

Click Here: Commercial / Business Deposit Application

 


 

Business Savings Account

The RG Business Savings is perfect to save for your big upcoming business project, to save for your next equipment purchase, to save for your business’s slow season and more. You can access and manage your account at the RG BANK eBranch (online banking and the RG BANK mobile app).

RG Bank Business Savings:

  • $25 minimum balance to open
  • Savings accounts can be used as overdraft protection for your primary business account

$3 monthly service fee applies if the daily balance falls below $200. Minimum daily balance to earn interest is $25. $1 per withdrawal / debit over 6 per month. $1 per withdrawal / debit over 6 per month. Early closing fee (within 90 days) $27.00
The interest rate and annual percentage yield on this account may change at any time at the discretion of RG Bank. Interest is compounded daily and credited quarterly.

Click Here: Commercial / Business Deposit Application

 


 

RG Certificates of Deposit

If your business has surplus funds, consider investing them in a Certificate of Deposit. Earn a higher rate of return than with most other types of accounts. Earn an even higher return for a longer term and higher balances. You can access and view your account balance at the RG BANK eBranch (online banking & the RG BANK mobile app).

RG Certificates of Deposit:

  • Earn a higher interest rate on higher balances
  • Earn a higher interest rate for a longer term
  • Also available for Individual Retirement Accounts (IRA)
  • eStatements Available

A minimum of $1,000 is required to open this account. A penalty will be imposed for early withdrawal.

Click Here: Commercial / Business Deposit Application

 


 

RG Money Market Account

Does your business have surplus funds, but you want to maintain liquidity? Consider a Money Market Account.
Get a rate of return that is generally higher than on a checking account – plus more as you maintain higher balances. You can access and manage your account at the RG BANK eBranch (online banking & the RG BANK mobile app). Scroll down to learn more.

RG Money Market:

  • Earn a higher rate of return when you maintain a higher balance
  • eStatements Available

A minimum of $1,000 is required to open this account. Minimum daily balance to earn interest is $1,000. No more than 6 withdrawals/debits a month are allowed on a Money Market Account. $10 per withdraw / debit over 6. $8 per month service fee if the balance drops below $1,000. $27 will be charged if the account is closed within 90 days.

Click Here: Commercial / Business Deposit Application

 


 

RG Individual Retirement Accounts (IRA)

Business owners have to plan for their retirement. An IRA can get your started. Setting up and investing in an IRA for your employees can also be a great piece to a benefit package.
Earn a higher rate of return than most other types of accounts. Earn a higher interest rate for a longer term and higher balances. You can access and view your account balance at the RG BANK eBranch (online banking & the RG BANK mobile app). Scroll down to learn more.

RG IRAs:

  • Earn a higher interest rate on higher balances
  • Earn a higher interest rate for a longer term
  • Unlike some other retirement accounts, RG IRAs will not decrease in value
  • eStatements Available

A minimum of $1,000 is required to open this account. A penalty will be imposed for early withdrawal.

Click Here: Commercial / Business Deposit Application

 


 

RG Bank Business Debit Mastercard

The RG BANK Business Debit Mastercard lets you purchase at the register or online. It’s quick and easy and helps you keep up with your busy business operation.

RG BANK Business Debit Mastercard

  • Reduce the number of checks you write and number of checks you have to buy
  • Reduce the need for cash. Just use your debit card for all purchases. If you do need cash, get it for free at any RG BANK ATM or get cash back at many stores when making a purchase.
  • Control your ATM limits and turn your card on and off at the RG BANK eBranch (online banking & the RG Bank mobile app).
  • Track your purchases easily for entry into your accounting software at the RG BANK eBranch (online banking & the RG BANK mobile app).

Click Here: Commercial / Business Deposit Application

 


 

Commercial / Business Deposit Application

Want to get a jump on the new account process? Click the link and fill out the business account application. You can complete it on your computer, print it out and then bring it into the bank.

Remember, we are here to help. If you have any questions, please call us. You can find a phone number for each location under the Contact Us menu.

 

Click Here: Commercial / Business Deposit Application

  • Next Project

Alamosa

Address

3416 Mariposa Street
P.O. Box 720
Alamosa, CO 81101

Phone Number

719.589.2536

Lobby Hours

9:00 – 4:00 Mon – Fri

Drive Up Hours

8:00 – 5:30 Mon – Fri

View Map

Monte Vista

Address

901 First Avenue
P.O. Box 29
Monte Vista, CO 81144

Phone Number

719.852.5933

Lobby Hours

9:00 – 4:00 Mon – Fri

Drive Up Hours

8:00 – 5:30 Mon – Fri

View Map

Pagosa Springs

Address

80 County Road 600
Pagosa Springs, CO 81147

Phone Number

970.731.4701

Lobby Hours

9:00 – 4:00 Mon – Fri

Drive Up Hours

8:00 – 5:00 Mon – Thur
8:00 – 5:30 Friday

View Map

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    • Deposit Accounts
      • Personal Accounts
      • Certificate of Deposits
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      • IRA’s
      • RG BANK MasterCard Debit Card
    • Loans
      • Home Loans
      • Home Mortgage Purchase
      • Home Refinance
      • Home Equity Line of Credit
      • Home Improvement
      • Home Construction
      • Residential Lot Loans
      • Recreational Vehicle Loans
      • Auto Loans
    • Applications
      • Consumer Loan Application
      • Home Mortgage Applications
    • eBranch
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      • RG BANK Debit Mastercard
      • Routing Number
      • Wiring Instructions
      • Person 2 Person (P2P) FAQ
      • Mobile Deposit FAQ
  • Business
    • Business Deposits
      • Business Checking
      • Business Savings
      • Business Debit Card
      • Business CD’s
      • Business Money Markets
      • Business IRA’s
    • Business Loans
      • Real Estate Loans
      • Operating Lines of Credit
      • Equipment Loans
      • Letters of Credit
      • Apply for a Business Account
      • Business Loan Application
    • eBranch
      • Online Banking
      • Mobile Banking
      • RG BANK Debit Mastercard
      • Routing Number
      • Wiring Instructions
  • Agriculture
    • Agricultural Deposit Accounts
      • Agricultural Checking Accounts
      • Agricultural Savings
    • Agricultural Lending
      • Agricultural Real Estate
      • Ag Equipment Lending
      • Lines of Credit
      • Apply for a Loan
    • eBranch
      • Online Banking
      • Mobile Banking
      • RG BANK Debit Mastercard
      • Routing Number
      • Wiring Instructions
      • Person 2 Person (P2P) FAQ
      • Mobile Deposit FAQ
  • eBranch
    • Online Banking
    • Mobile Banking
    • RG BANK Debit Mastercard
    • Routing Number
    • Wiring Instructions
    • Person 2 Person (P2P) FAQ
    • Mobile Deposit FAQ
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